Bedford County property record for 2815 Kelso Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,222 sqft · built 1994 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (Apr 2023) |
| Tax Bill | $1,261 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 91 A 6C |
| Primary APN | 91 A 6C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,424 sqft |
| Unfinished Basement | 1,424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Porch | Porch |
| Porch Area | 155 sqft |
| Deck Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2815 KELSO MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-5771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FANCY FARM |
| Legal Subdivision | FANCY FARM |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2815 KELSO MILL RD, BEDFORD, VA 24523-5771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK AND TRUST COMPANY |
| Jan 16, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2023 · Amount on Record |
| Deed Sale | Apr 7, 2023 · Amount on Record |
| Deed Document Number | 20232768 |
| Last Transfer Date | Jan 3, 2024 |
| Transfer Doc | 0000000310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2815 KELSO MILL RD, BEDFORD, VA 24523-5771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240001049 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 240001049 |
| Name | AMERICAN NATIONAL BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jan 16, 2024 |
| Property Address | 2815 KELSO MILL RD, BEDFORD, VA 24523-5771 |
| Document Number | 0240000310 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 240000310 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2815 KELSO MILL RD, BEDFORD, VA 24523-5771 |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,261.00 | $307,700 (+1%) Land $45,000 Building $262,700 | |
| 2023 | $1,261.00 Additional exemption filed | $153,850 | $307,700 Land $45,000 Building $262,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| ZiTEL Fiber | 960 / 960 |
5G (outdoors only) and 4G LTE
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