Bedford County property record for 2281 Kelso Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 1969 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,057 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91 A 3A |
| Primary APN | 91 A 3A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 841 sqft |
| Basement Area | 841 sqft |
| Unfinished Basement | 841 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 156 sqft |
| Deck Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2281 KELSO MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FANCY FARM |
| Legal Subdivision | FANCY FARM |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30401 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2281 KELSO MILL RD, BEDFORD, VA 24523-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057.00 | $257,900 (+1%) Land $51,800 Building $206,100 | |
| 2023 | $1,057.00 Additional exemption filed | $128,950 | $257,900 Land $51,800 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
4G LTE only, no 5G reported
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