Bedford County property record for 1826 Kelso Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,397 sqft · built 2004 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,719 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 91 A 2E |
| Primary APN | 91 A 2E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,397 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1826 KELSO MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-6588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT D PB 41/330 |
| Legal Subdivision | DAVID O KEY PROP |
| Legal Lot Number | D |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30401 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1826 KELSO MILL RD, BEDFORD, VA 24523-6588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Aug 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST RELIANCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1826 KELSO MILL RD, BEDFORD, VA 24523-6588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 200013255 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 200013255 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Sep 14, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1826 KELSO MILL RD, BEDFORD, VA 24523-6588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200008554 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 200008554 |
| Name | FIRST RELIANCE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,719.00 | $419,500 (+1%) Land $72,000 Building $347,500 | |
| 2023 | $1,719.00 Additional exemption filed | $209,750 | $419,500 Land $72,000 Building $347,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
5G (outdoors only) and 4G LTE
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