2815 Horizon Bluff Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 2815 Horizon Bluff Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,822 sqft · built 2017
Lot Size	0.215 acres (9,381 sqft)
Owner	Individual Name on File
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Sep 2022 Transfer Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R447208`

Property Details

APN / Parcel Number

Primary APN	`R447208`
Alternative APN	`2279-17-002-0100-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,822 sqft Living Area
1st Floor Area	2,332 sqft
2nd Floor Area	1,490 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,381 sqft (0.215 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R447208
Street Address	2815 HORIZON BLUFF LN
City	KATY
State	TX
Zip	77494-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH NORTHWEST SEC 17, BLOCK 2, LOT 10
Legal Subdivision	CINCO RANCH NORTHWEST SEC 17
Legal Block	2
Legal Lot Number	10
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1037
Census Tract	673108

Owner

2815 Horizon Bluff Ln is owned and occupied by an individual who acquired it in August 2022.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Correction Deed
Aug 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2017	Vendor's Lien, Subdivision Related Transfer · ARM CRESTMARK MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022
Deed Sale	Aug 4, 2022
Prior Sale	Jun 22, 2017
Deed Document Number	2022102281
Record Updated	Jun 8, 2026

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FORT BEND TX
Recording Date	Sep 26, 2022
Property Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635
Document Number	0000122068
Instrument Date	Sep 21, 2022
Instrument	2022122068
Record Updated	Dec 4, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 4, 2022
Property Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635
Document Number	0000102281
Map Reference	PL 20150231
Instrument Date	Aug 2, 2022
Instrument	2022102281
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635

Mortgage

Document Number	0000102282
Date	Aug 4, 2022
Instrument	2022102282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jun 22, 2017
Property Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635
Document Number	0000068785
Map Reference	PL NO20150231
Instrument Date	Jun 20, 2017
Instrument	2017068785
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 HORIZON BLUFF LN, KATY, TX 77494-7635

Mortgage

Document Number	0000068786
Date	Jun 22, 2017
Instrument	2017068786

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Horizon Bluff Ln was $8,402 with a homeowner's exemption, down 41.5% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,402.00 (-41.48%) Homeowner's exemption	$650,879 (-4.99%) Land $95,550 Building $555,329	$650,879 (-4.99%) Land $95,550 Building $555,329
2024	$14,358.00 (+60.86%) Homeowner's exemption	$685,081 (+5.28%) Land $95,550 Building $589,531	$685,081 (+5.28%) Land $95,550 Building $589,531
2023	$8,926.00 Homeowner's exemption	$650,700 Land $73,500 Building $577,200	$650,700 Land $73,500 Building $577,200
2018	$9,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Horizon Bluff Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 policies
Nearby Flood Policies	270 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2815 Horizon Bluff Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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