Osceola County property record for 2810 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,237 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,200 (2015) |
| Tax Bill | $5,239.00 (2025) |
| Primary APN | 192631015800011660 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,237 sqft Heated Area |
| Gross Area | 2,741 sqft Gross Area |
| 1st Floor | 929 sqft 1st Floor |
| Upper Floors | 1,308 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 63 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2810 WAGON WHEEL TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8984 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 166 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 166 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800011660
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2810 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2015 · Amount on Record |
| Deed Sale | Aug 05, 2015 · Amount on Record |
| Deed Doc Number | 2015115812 |
| Deed Book / Page | 4821 / 0450 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2810 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2810 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Document Number | 0061492242 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 6149/2242 |
| Instrument | 2022024134 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2810 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2810 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Document Number | 0060000254 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 6000/254 |
| Instrument | 2021107830 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2041 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,239.00 (+8.56%) Homeowner's exemption | $228,722 (+5.99%) | $337,800 (-0.91%) Land $70,000 Building $267,800 |
| 2023 | $4,826.00 (+2.35%) Homeowner's exemption | $215,802 (+3%) | $340,900 (+15.83%) Land $60,000 Building $280,900 |
| 2022 | $4,715.00 Homeowner's exemption | $209,517 | $294,300 Land $55,000 Building $239,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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