2807 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2807 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,894 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$229,300 (2017)
Tax Bill	$6,979.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0158-0001-1420`
Alternative APN	`263119015800011420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Living Area
Gross Area	2,408 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2807 WAGON WHEEL TRL
City	SAINT CLOUD
State	FL
Zip	34772-8985
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 142
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 3
Legal Phase	3
Legal Tract	158
Legal Block	1420
Legal Lot Number	142
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1008
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-1420

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2807 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING
Dec 14, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV
Mar 07, 2017	Special Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2017 · Amount on Record
Deed Sale	Mar 07, 2017 · Amount on Record
Deed Doc Number	201735641
Deed Book / Page	5112 / 2588
Record Refreshed	Sep 20, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2807 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number	0054932001
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2807 WAGON WHEEL TRL ST CLOUD FL 347728985, ST CLOUD, FL 34772-8985

Mortgage

Document Number	0054932001
Date	Mar 19, 2019
Book Page	005493/002001
Instrument	34830

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2807 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number	0054932009
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	28307 WAGON WHEELS TRL ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number	0054932009
Date	Mar 19, 2019
Book Page	005493/002009
Instrument	34831

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 07, 2017
Property Address	2807 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number	0051122588
Book / Page	5112 / 2588
Map Reference	MB23 PG175
Instrument Date	Feb 28, 2017
Instrument	2017035641
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,605.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

Mortgage

Document Number	0051122590
Date	Mar 07, 2017
Instrument	5112/2590

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,979.00 (+2.18%) Homeowner's exemption Disabled Person's exemption	$330,900 (-0.36%) Land $75,600 Building $255,300	$330,900 (-0.36%) Land $75,600 Building $255,300
2023	$6,830.00 (+7.98%) Homeowner's exemption Disabled Person's exemption	$332,100 (+15.92%) Land $64,800 Building $267,300	$332,100 (+15.92%) Land $64,800 Building $267,300
2022	$6,325.00	$286,500 Land $59,400 Building $227,100	$286,500 Land $59,400 Building $227,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 302 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2807 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Wagon Wheel Trl

Nearby Streets

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