2814 Scarff Rd, Fallston, MD 21047 Property Records

Harford County property record for 2814 Scarff Rd, Fallston, MD 21047

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,499 sqft · built 2018
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$182,500 (Sep 2017)
Tax Bill$7,607 (2026)
Deeds & MortgagesJan 2022 Mortgage
May 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-399498

Property Details

APN / Parcel Number

Primary APN04-399498
Alternative APN
  • 399498

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,499 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area149 sqft
Patio Area289 sqft
Balcony Area816 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number399498
Street Address2814 SCARFF RD
CityFALLSTON
StateMD
Zip21047-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG VR
Legal DescriptionLOT 11 1 ACRE 2814 SCARFF ROAD SCARFF FARM 201/20
Legal SubdivisionREVISED FINAL PLAT SCARFF FARM
Legal Lot Number11
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group2
Census Block2018
Census Tract304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2814 SCARFF RD, FALLSTON, MD 21047-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAZIE MORTGAGE INC
May 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SOLUTIONS INC
May 24, 2018Deed of Trust, Mortgage · Line of Credit
FREEDOM FCU
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SOLUTIONS INC
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL MORTGAGE SOLUTIONS INC
Sep 1, 2017Deed, Transfer · ARM
HAMILTON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Prior SaleDec 20, 2016 · Amount on Record
Deed Document Number201712497-0275
Deed Book / Page12497 / 275
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyGUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 SCARFF RD, FALLSTON, MD 21047-1317

Mortgage

Document Number0153310010
DateJan 26, 2022
Book Page15331/10
Lender
NameCAZIE MORTGAGE INC
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128310416
DateMay 24, 2018
Book Page12831/0416
Lender
NameRESIDENTIAL MORTGAGE SOLUTIONS INC
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128310435
DateMay 24, 2018
Book Page12831/0435
Lender
NameFREEDOM FCU
TypeCredit Union
AddressBEL AIR, MD 21014
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0134670126
DateSep 30, 2019
Book Page13467/0126
Lender
NameRESIDENTIAL MORTGAGE SOLUTIONS INC
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140200196
DateAug 6, 2020
Book Page14020/196
Lender
NameRESIDENTIAL MORTGAGE SOLUTIONS INC
TypeMortgage Company
AddressMIDDLEBURGH, NY 12122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 1, 2017
Property Address2814 SCARFF RD, FALLSTON, MD 21047-1317
Document Number0124970275
Book / Page12497 / 0275
Map ReferencePL JJR201 PG20
Instrument DateAug 25, 2017
Instrument12497-0275
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyFRONT DOOR TITLE INC

Transaction

AmountAmount Recorded
Tax$2,737.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address507 CIDER PRESS CT APT K, K, JOPPA, MD 21085-5415

Mortgage

Document Number0124970279
DateSep 1, 2017
Instrument12497-0279
Lender
NameHAMILTON BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term372 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,607.00 (+12.95%) Homeowner's exemption$692,500 (+15.66%)$732,500 (+19.59%) Land $130,000 Building $602,500
2025$6,735.00 (+4.66%) Homeowner's exemption
2023$598,733 (+2.35%)$612,500 (-) Land $130,000 Building $482,500
2022$6,435.00 (-2.07%) Homeowner's exemption$584,967$612,500 Land $130,000 Building $482,500
2021$6,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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