Harford County property record for 2818 Scarff Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,382 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Nov 2017) |
| Tax Bill | $7,633 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-399898 |
| Primary APN | 04-399898 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,382 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 399898 |
|---|---|
| Street Address | 2818 SCARFF RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG VR |
| Legal Description | LOT 14 2 ACRES 2818 SCARFF ROAD ADDIE ESTATES 203/55 |
| Legal Subdivision | SCARFF ROAD ADDIE ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 304201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Feb 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU |
| Nov 1, 2017 | Deed, Transfer · ARM FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on Record |
| Deed Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 201712580-0031 |
| Deed Book / Page | 12580 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0148620147 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 14862/147 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SWAN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0139250487 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 13925/487 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CU TITLE INS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0131600002 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 13160/0002 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 11, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 1, 2017 |
| Property Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Document Number | 0125800031 |
| Book / Page | 12580 / 0031 |
| Map Reference | PL203 PG55 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 12580-0031 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2818 SCARFF RD, FALLSTON, MD 21047-1317 |
| Document Number | 0125800036 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 12580-0036 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,633.00 (+12.07%) Homeowner's exemption | $694,900 (+5.74%) | $732,600 (-) Land $140,000 Building $592,600 |
| 2025 | $6,811.00 (+7.06%) Homeowner's exemption | $657,200 (+9.74%) | $732,600 (+18.26%) Land $140,000 Building $592,600 |
| 2023 | $598,867 (+3.57%) | $619,500 (-) Land $140,000 Building $479,500 | |
| 2022 | $6,362.00 (-0.84%) Homeowner's exemption | $578,233 | $619,500 Land $140,000 Building $479,500 |
| 2021 | $6,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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