2806 Scarff Rd, Fallston, MD 21047 Property Records

Harford County property record for 2806 Scarff Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,752 sqft · built 2018
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2017)
Tax Bill	$5,945 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-398704`

Property Details

APN / Parcel Number

Primary APN	`04-398704`
Alternative APN	`398704`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,752 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Mixed
Garage Area	968 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	398704
Street Address	2806 SCARFF RD
City	FALLSTON
State	MD
Zip	21047-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG VB
Legal Description	LOT 5 1.75 AC 2806 SCARFF ROAD ADDIE ESTATES 204/31
Legal Subdivision	SCARFF ROAD ADDIE ESTATES
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2018
Census Tract	304201

Owner

Source: Harford County records · APN 04-398704

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Apr 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Dec 06, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 06, 2017	Deed, Construction Loan · Construction Mortgage GEORGE MASON MORTGAGE LLC
Aug 11, 2017	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2017 · Amount on Record
Deed Sale	Oct 06, 2017 · Amount on Record
Deed Document Number	201712545-0083
Deed Book / Page	12545 / 83
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Transaction Type	Mortgage
Record Updated	May 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SCARFF RD, FALLSTON, MD 21047-1370

Mortgage

Document Number	0162390214
Date	Apr 23, 2024
Book Page	16239/214

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 12, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129280223
Date	Aug 07, 2018
Book Page	12928/0223

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138110125
Date	Apr 23, 2020
Book Page	13811/125

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146340265
Date	Apr 02, 2021
Book Page	14634/265

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 SCARFF RD, FALLSTON, MD 21047-1370

Mortgage

Document Number	0152270135
Date	Dec 06, 2021
Book Page	15227/135

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 06, 2017
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Document Number	0125450083
Book / Page	12545 / 0083
Map Reference	MB JJR143 FO71
Instrument Date	Sep 15, 2017
Instrument	12545-0083
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITEL LLC

Transaction

Amount	Amount Recorded
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 REMINGTON RD, FALLSTON, MD 21047-2416

Mortgage

Document Number	0125450086
Date	Oct 06, 2017
Instrument	12545-0086

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

August 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2017
Property Address	2806 SCARFF RD, FALLSTON, MD 21047-1370
Document Number	0124660448
Book / Page	12466 / 0448
Instrument Date	May 31, 2017
Instrument	12466-0448
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 SCARFF RD, FALLSTON, MD 21047-1370

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,467 (+19.85%)	$666,700 (+23.46%) Land $137,500 Building $529,200
2025	$5,945.00 (+7.47%)
2023		$521,033	$540,000 Land $137,500 Building $402,500
2022	$5,532.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
ALTIUS Communications Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

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