2814 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2814 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,933 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$308,500 (Dec 2007)
Tax Bill$9,007 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-29-179-023

Property Details

APN / Parcel Number

Primary APN06-29-179-023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,933 sqft Living Area
1st Floor Area1,933 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2814 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 760
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number760
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2030
Census Tract851913

Owner

2814 Beacon Point Cir is owned and occupied by two individuals who acquired it in January 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2814 BEACON POINT CIR, ELGIN, IL 60124-3113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2007 · Amount on File
Deed SaleDec 12, 2007 · Amount on File
Deed Document Number2007121331
Last Transfer DateJan 25, 2016
Transfer Doc0000004948
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2814 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000032892
Instrument DateJul 5, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2814 BEACON POINT CIR ELGIN IL 601243113, ELGIN, IL 60124-3113

Mortgage

Document Number0000032892
DateJul 10, 2018
Instrument32892
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressST CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 9, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2814 Beacon Point Cir was $9,007 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,007.00 Homeowner's exemption Senior Citizen's exemption$134,065 (+8.57%) Land $34,955 Building $99,110$402,356 (+8.57%) Land $104,907 Building $297,449
2024$123,483 Land $32,196 Building $91,287$370,597 Land $96,627 Building $273,971
2022$7,866.00 (+4.84%) Homeowner's exemption$101,721 (+6.96%) Land $26,522 Building $75,199$305,163 (+6.96%) Land $79,566 Building $225,597
2021$7,503.00 Homeowner's exemption$95,102 Land $24,796 Building $70,306$285,306 Land $74,388 Building $210,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2814 Beacon Point Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2814 Beacon Point Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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