28132 Thermal Rd, Sanger, CA 93657 Property Records

Fresno County property record for 28132 Thermal Rd, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 2003
Lot Size	10.6 acres (462,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Feb 2019)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-203-20`

Property Details

APN / Parcel Number

Primary APN	`158-203-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,733 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	462,172 sqft
Garage Area	1,275 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28132 THERMAL RD
City	SANGER
State	CA
Zip	93657-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE160
Legal Description	10.61 AC IN LT 13 KINGS RIVER THERMAL TR SUB #2
Legal Subdivision	KINGS RIVER THERMAL TR SUB #2
Legal Lot Number	13
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	2
Census Block	2040
Census Tract	6411

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28132 THERMAL RD, SANGER, CA 93657-9002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 11, 2019	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CU
May 17, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	201913927
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0000061022
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	28132 THERMAL RD, SANGER, CA 93657-9002
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28132 THERMAL RD, SANGER, CA 93657-9002

Mortgage

Document Number	0000053153
Date	Apr 1, 2021
Instrument	2021-0053153

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Feb 11, 2019
Property Address	28132 THERMAL RD, SANGER, CA 93657-9002
Document Number	0000013927
Instrument Date	Feb 5, 2019
Instrument	13927
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28132 THERMAL RD SANGER CA 936579002, SANGER, CA 93657-9002

Mortgage

Document Number	13928
Date	Feb 11, 2019
Instrument	13928

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRESNO CA
Recording Date	May 17, 2017
Property Address	28132 THERMAL RD, SANGER, CA 93657-9002
Document Number	0000061022
Instrument Date	Apr 20, 2017
Instrument	61022
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28132 THERMAL RD SANGER CA 936579002, SANGER, CA 93657-9002

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,778 (+2%) Land $113,781 Building $193,997
2025	$3,796.00 (+6.87%)	$301,744 (+4.04%) Land $111,550 Building $190,194
2023	$3,552.00 (+1.57%)	$290,028 Land $107,219 Building $182,809
2022	$3,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	5 (2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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