2813 Olde Gloucester Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2813 Olde Gloucester Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1972
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 2006)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071140A000`

Property Details

APN / Parcel Number

Primary APN	`071140A000`
Alternative APN	`6-010A-4443-00-0122.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Finished Basement	546 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,275 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	071140A000
Street Address	2813 OLDE GLOUCESTER DR
City	SAINT CHARLES
State	MO
Zip	63301-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OLDE TOWNE EST LOT 122
Legal Subdivision	OLDE TOWNE EST
Legal Lot Number	122
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3010
Census Tract	310700

Owner

2813 Olde Gloucester Dr is owned and occupied by two individuals who bought it in October 2006.

Source: St. Charles County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO
Jul 20, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2006 · Amount on File
Deed Sale	Oct 4, 2006 · Amount on File
Prior Sale	Jun 11, 2002 · Amount on File
Deed Document Number	2006854540
Deed Book / Page	4593 / 1568
Prior Transfer Date	May 2, 2002
Prior Transfer Doc	0029160276
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529

Mortgage

Document Number	0000016778
Date	May 2, 2024
Instrument	2024R-016778

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529

Mortgage

Document Number	0000040405
Date	Jul 20, 2022
Instrument	2022R-040405

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1529

Mortgage

Document Number	0073820785
Date	Aug 26, 2020
Book Page	7382/785
Instrument	20200826000623740

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Olde Gloucester Dr was $3,124, up 9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,821 (-)	$262,216 (-) Land $50,000 Building $212,216
2025	$3,124.00 (+8.96%)	$49,821	$262,216 Land $50,000 Building $212,216
2024	$2,867.00
2023		$44,366
2022			$233,504 Land $50,000 Building $183,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2813 Olde Gloucester Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Olde Gloucester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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