2804 Olde Gloucester Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2804 Olde Gloucester Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1972
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2021)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071330A000`

Property Details

APN / Parcel Number

Primary APN	`071330A000`
Alternative APN	`6-010A-4443-00-0141.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
Gross Area	3,171 sqft
1st Floor Area	1,512 sqft
Basement Area	1,218 sqft
Finished Basement	700 sqft
Unfinished Basement	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	071330A000
Street Address	2804 OLDE GLOUCESTER DR
City	SAINT CHARLES
State	MO
Zip	63301-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OLDE TOWNE EST LOT 141
Legal Subdivision	OLDE TOWNE EST
Legal Lot Number	141
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3007
Census Tract	310700

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Beneficiary Deed, Transfer
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jun 9, 2020	Deed of Trust, Mortgage STATE CHARTERED CU
Oct 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	202157751
Record Updated	Oct 29, 2026

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 9, 2021
Property Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Document Number	0000057751
Map Reference	MB 12 PG 10
Instrument Date	Jul 6, 2021
Instrument	2021R-057751
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2021
Property Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Document Number	0000056767
Map Reference	MB 12 PG 10
Instrument Date	Jun 30, 2021
Instrument	2021R-056767
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 OLDE GLOUCESTER DR, 2804, SAINT CHARLES, MO 63301-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530

Mortgage

Document Number	0000056768
Date	Jul 6, 2021
Instrument	2021R-056768

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Document Number	0073212434
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2804 OLDE GLOUCESTER DR ST CHARLES MO 633011530, ST CHARLES, MO 63301-1530

Mortgage

Document Number	0073212434
Date	Jun 16, 2020
Book Page	007321/002434
Instrument	408780

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2017
Property Address	2804 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Document Number	0068231130
Book / Page	006823 / 001130
Instrument Date	Oct 12, 2017
Instrument	647940
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2408 OLDE GLOUCESTER DR ST CHARLES MO 63301, ST CHARLES, MO 63301

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,672 (-)	$287,749 (-) Land $50,000 Building $237,749
2025	$3,426.00 (+2.3%)	$54,672 (+4.76%)	$287,749 (+4.76%) Land $50,000 Building $237,749
2024	$3,349.00
2023		$52,186
2022			$274,663 Land $50,000 Building $224,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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