2816 Olde Gloucester Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2816 Olde Gloucester Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1972
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2024)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071300A000`

Property Details

APN / Parcel Number

Primary APN	`071300A000`
Alternative APN	`6-010A-4443-00-0138.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,288 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	071300A000
Street Address	2816 OLDE GLOUCESTER DR
City	SAINT CHARLES
State	MO
Zip	63301-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OLDE TOWNE EST LOT 138
Legal Subdivision	OLDE TOWNE EST
Legal Lot Number	138
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3007
Census Tract	310700

Owner

2816 Olde Gloucester Dr is owned and occupied by an individual who bought it in December 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2816 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	202450370
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	0046192435
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2018
Property Address	2816 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530
Document Number	0069860564
Book / Page	6986 / 0564
Map Reference	MB 12 PG 10
Instrument Date	Oct 3, 2018
Instrument	20181003000568480
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PARKS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 OLDE GLOUCESTER DR, 2816, SAINT CHARLES, MO 63301-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 OLDE GLOUCESTER DR, SAINT CHARLES, MO 63301-1530

Mortgage

Document Number	20181003000568490
Date	Oct 3, 2018
Instrument	20181003000568490

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Olde Gloucester Dr was $3,173, up 15.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,601 (-)	$266,319 (-) Land $50,000 Building $216,319
2025	$3,173.00 (+15.3%)	$50,601	$266,319 Land $50,000 Building $216,319
2024	$2,752.00
2023		$42,788
2022			$225,199 Land $50,000 Building $175,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2816 Olde Gloucester Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Olde Gloucester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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