2813 Harmony Ridge Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2813 Harmony Ridge Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 816 sqft · built 1970
Lot Size	0.9 acres (39,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,958 (Jun 2023)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027.036.02001005`

Property Details

APN / Parcel Number

Primary APN	`027.036.02001005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	816 sqft Living Area
Gross Area	1,296 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	39,199 sqft (0.9 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	476 sqft
Patio Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2813 HARMONY RIDGE DR
City	ARNOLD
State	MO
Zip	63010-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS LOTS 47 & 48 BLOCK 3
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS
Legal Block	3
Legal Lot Number	47,48
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2005
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2813 HARMONY RIDGE DR, ARNOLD, MO 63010-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	202314519
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 16, 2023
Property Address	2813 HARMONY RIDGE DR, ARNOLD, MO 63010-2544
Document Number	0000014519
Map Reference	MB 29 PG 37
Instrument Date	Jun 15, 2023
Instrument	2023R-014519
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 KATIE CT, ARNOLD, MO 63010-3767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 HARMONY RIDGE DR, ARNOLD, MO 63010-2544

Mortgage

Document Number	0000014520
Date	Jun 16, 2023
Instrument	2023R-014520

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,100 (-) Land $1,900 Building $21,200	$121,900 (-) Land $10,200 Building $111,700
2025	$1,596.00 (+4.66%)	$23,100 (+7.44%) Land $1,900 Building $21,200
2024			$121,900 (+7.31%) Land $10,200 Building $111,700
2023	$1,525.00 (+0.13%)	$21,500 (-) Land $1,900 Building $19,600	$113,600 (-) Land $10,200 Building $103,400
2022	$1,523.00	$21,500 Land $1,900 Building $19,600
2021			$113,600 Land $10,200 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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