2831 Harmony Ridge Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2831 Harmony Ridge Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1966
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027.036.02001008`

Property Details

APN / Parcel Number

Primary APN	`027.036.02001008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	432 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Open Frame Porch
Porch Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2831 HARMONY RIDGE DR
City	ARNOLD
State	MO
Zip	63010-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS LOT 44 BLOCK 3
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS
Legal Block	3
Legal Lot Number	44
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2005
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2831 HARMONY RIDGE DR, ARNOLD, MO 63010-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2006
Deed Sale	Apr 7, 2006
Deed Document Number	200616779
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	2006R016778
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2831 HARMONY RIDGE DR, ARNOLD, MO 63010-2544
Document Number	0000025392
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2831 HARMONY RIDGE DR ARNOLD MO 630102544, ARNOLD, MO 63010-2544

Mortgage

Document Number	0000025392
Date	Aug 26, 2019
Instrument	25392

Lender

Name	FIRST BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,700 (-) Land $1,900 Building $20,800	$119,800 (-) Land $10,200 Building $109,600
2025	$1,474.00 (-0.2%)	$22,700 (+9.66%) Land $1,900 Building $20,800	$119,800 (-) Land $10,200 Building $109,600
2024	$1,477.00 (+0.61%)		$119,800 (+9.81%) Land $10,200 Building $109,600
2023	$1,468.00 (+0.07%)	$20,700 (-) Land $1,900 Building $18,800	$109,100 (-0.09%) Land $10,200 Building $98,900
2022	$1,467.00	$20,700 Land $1,900 Building $18,800
2021			$109,200 Land $10,200 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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