2836 Harmony Ridge Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2836 Harmony Ridge Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1965
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,610 (Apr 2026)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`027.036.02001065`

Property Details

APN / Parcel Number

Primary APN	`027.036.02001065`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	408 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	165 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	76 sqft
Patio Area	430 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2836 HARMONY RIDGE DR
City	ARNOLD
State	MO
Zip	63010-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS LOT 70
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS
Legal Block	2
Legal Lot Number	70
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2008
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2836 HARMONY RIDGE DR, ARNOLD, MO 63010-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL
Apr 29, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Sep 23, 2024
Deed Document Number	202610158
Prior Transfer Date	Feb 7, 2003
Prior Transfer Doc	0000017792
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 16, 2026
Property Address	2836 HARMONY RIDGE DR, ARNOLD, MO 63010-2535
Document Number	0000010158
Instrument Date	Apr 13, 2026
Instrument	2026.10158
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2836 HARMONY RIDGE DR, ARNOLD, MO 63010-2535

Mortgage

Document Number	0000010159,
Date	Apr 16, 2026
Instrument	2026..10159

Lender

Name	ENDEAVOR CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 29, 2024
Property Address	2836 HARMONY RIDGE DR, ARNOLD, MO 63010-2535
Document Number	0000010079
Map Reference	MB 29 PG 27
Instrument Date	Apr 23, 2024
Instrument	2024R-010079
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 489, WRIGHT CITY, MO 63390-0489
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,200 (-) Land $1,900 Building $20,300	$116,900 (-) Land $10,200 Building $106,700
2025	$1,534.00 (+2.88%)	$22,200 (+6.22%) Land $1,900 Building $20,300	$116,900 (-) Land $10,200 Building $106,700
2024	$1,491.00 (+0.61%)		$116,900 (+6.18%) Land $10,200 Building $106,700
2023	$1,482.00	$20,900 Land $1,900 Building $19,000	$110,100 Land $10,200 Building $99,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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