2801 Summit St, Sioux City, IA 51104 Property Records

Woodbury County property record for 2801 Summit St, Sioux City, IA 51104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1954
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2025)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`894716360012`

Property Details

APN / Parcel Number

Primary APN	`894716360012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	366 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2801 SUMMIT ST
City	SIOUX CITY
State	IA
Zip	51104-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET VIEW LOT 1 BLK 5
Legal Subdivision	SUNSET VIEW
Legal Block	5
Legal Lot Number	1
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	1
Census Block	1008
Census Tract	900

Owner

2801 Summit St is owned and occupied by two individuals who acquired it in September 2025.

Source: Woodbury County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer
Apr 18, 2025	Warranty Deed, Transfer · Conventional Mortgage SERVICE FCU
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMEBANK
Apr 4, 2022	Warranty Deed, Transfer
Mar 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Aug 24, 2022 · Amount on File
Deed Document Number	20253727
Last Transfer Date	Sep 30, 2025
Transfer Doc	0000000597
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Oct 9, 2025
Property Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Document Number	0000000597
Instrument Date	Sep 30, 2025
Instrument	2025-10597
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 18, 2025
Property Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Document Number	0000003727
Instrument Date	Apr 18, 2025
Instrument	2025-03727
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742

Mortgage

Document Number	0000003728
Date	Apr 18, 2025
Instrument	2025-03728

Lender

Name	SERVICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Max Rate	10.7%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 24, 2022
Property Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Document Number	0000000447
Instrument Date	Aug 4, 2022
Instrument	2022-10447
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742

Mortgage

Document Number	0000000448
Date	Aug 24, 2022
Instrument	2022-10448

Lender

Name	PRIMEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 4, 2022
Property Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Document Number	0000004242
Instrument Date	Mar 29, 2022
Instrument	2022-04242
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODBURY IA
Recording Date	Mar 21, 2022
Property Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742
Document Number	0000003617
Instrument Date	Mar 15, 2022
Instrument	2022-03617
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 SUMMIT ST, SIOUX CITY, IA 51104-3742

Tax Assessment & Valuation

The 2025 property tax bill for 2801 Summit St was $3,596 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 Homeowner's exemption	$221,900 Land $35,200 Building $186,700	$221,900 Land $35,200 Building $186,700
2023	$3,606.00 (+18.07%) Homeowner's exemption	$218,100 Land $26,300 Building $191,800	$218,100 Land $26,300 Building $191,800
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2801 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2801 Summit St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro, Nextlink.

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