2805 S Terry Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 2805 S Terry Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,683 sqft · built 2022
Lot Size	0.048 acres (2,087 sqft)
Owner	2 Trust Names on Record
Last Sale	$790,000 (Mar 2024)
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-305-019-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-305-019-000`
Alternative APN	`95144`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,683 sqft Finished Area
Basement Area	675 sqft
Finished Basement	603 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	2,087 sqft (0.048 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	95144
Street Address	2805 S TERRY AVE
City	SIOUX FALLS
State	SD
Zip	57106-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9B BLOCK 2 LAKE LORRAINE ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	LAKE LORRAINE ADDITION
Legal Block	2
Legal Lot Number	9B
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1011
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Mar 25, 2024	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN
Mar 25, 2024	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN
Mar 25, 2024	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Deed Book / Page	624-D / 908
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 S KATHRYN AVE, SIOUX FALLS, SD 57106-4962

Mortgage

Document Number	002012/150
Date	Feb 26, 2026
Book Page	2012/150
Instrument	152605

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	601 S MINNESOTA AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 25, 2024
Property Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Document Number	DEED624/908
Book / Page	DEED 624 / 908
Instrument Date	Mar 22, 2024
Instrument	R104369
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN

Transaction

Amount	Amount Recorded
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Investor	Possibly a Property Investor

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 25, 2024
Property Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Document Number	DEED624/908
Book / Page	DEED 624 / 908
Instrument Date	Mar 22, 2024
Instrument	R104369
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN

Transaction

Amount	Amount Recorded
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Investor	Possibly a Property Investor

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 25, 2024
Property Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Document Number	0EE624/908
Book / Page	EE 624 / 908
Instrument Date	Mar 22, 2024
Instrument	R104369
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TTL CO JOHN

Transaction

Amount	Amount Recorded
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,753 (-10.96%) Land $13,253 Building $530,500	$543,753 Land $13,253 Building $530,500
2025	$7,991.00	$610,700 (+14.84%) Land $13,400 Building $597,300
2024	$7,991.00 (+2,113.57%)	$531,800 (+2,904.52%) Land $13,400 Building $518,400
2022	$361.00	$17,700 Land $17,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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