2810 Shadow Ln, Milford, MI 48381 Property Records

Oakland County property record for 2810 Shadow Ln, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,573 sqft · built 1946
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-36-401-012`

Property Details

APN / Parcel Number

Primary APN	`L-16-36-401-012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,573 sqft Living Area
1st Floor Area	1,813 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	131,551 sqft (3.02 acres)
Terrain	Rolling
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2810 SHADOW LN
City	MILFORD
State	MI
Zip	48381-3693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 36 PART OF SE 1/4 BEG AT PT DIST S 86-46-20 W 378 FT & S 02-47-41 E 278.70 FT FROM E 1/4 COR, TH S 02-47-41 E 428.72 FT, TH S 81-20-20 W 365.21 FT, TH N 02-55-18 W 328.07 FT, TH ALG CURVE TO LEFT, RAD 230 FT, CHORD BEARS N 79-32-56 E 63
Legal Range	07E
Legal Township	02N
Legal Section	36
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3020
Census Tract	132100

Owner

2810 Shadow Ln is owned and occupied by two individuals.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2810 SHADOW LN, MILFORD, MI 48381-3693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2810 SHADOW LN, MILFORD, MI 48381-3693
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 SHADOW LN, MILFORD, MI 48381-3693

Mortgage

Document Number	0000472100
Date	Nov 16, 2022
Book Page	58263/468
Instrument	472100

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2810 SHADOW LN, MILFORD, MI 48381-3693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065975
Date	Apr 29, 2019
Book Page	52775/00697
Instrument	65975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2810 SHADOW LN, MILFORD, MI 48381-3693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041095
Date	Feb 28, 2020
Book Page	53887/226
Instrument	41095

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2810 SHADOW LN, MILFORD, MI 48381-3693
Document Number	0000013861
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2810 SHADOW LN MILFORD MI 483813693, MILFORD, MI 48381-3693

Mortgage

Document Number	0000013861
Date	Jan 17, 2020
Book Page	053730/000763
Instrument	13861

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2810 Shadow Ln was $2,783 with a homeowner's exemption, down 35.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	South Lyon Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (-35.62%) Homeowner's exemption	$198,120	$396,240
2024	$4,323.00
2023		$168,480	$336,960
2021	$3,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2810 Shadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Shadow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WIXOM serves 13,928 people · EPA ID MI0007135
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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