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2810 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2810 Harmonia Hammock Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
Owner2 Company Names on Record
Last Sale$335,990 (Aug 2021)
Tax Bill$6,438 (2025)
Deeds & MortgagesJul 2026 Transfer
Jul 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-26-31-3383-0001-0230

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0230
Alternative APN
  • 263124338300010230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,830 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2810 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 23
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 15, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 10, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Deed Document Number2021123180
Deed Book / Page6019 / 894
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2026
Property Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0000092620
Book / Page7004 / 778
Instrument DateJul 2, 2026
Instrument202692620
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 E SAHARA AVE, LAS VEGAS, NV 89104-3707

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2026
Property Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0000092621
Book / Page7004 / 780
Instrument DateJul 2, 2026
Instrument202692621
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyCITRUS CLOSING GROUP TAMPA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number0000092622,
DateJul 15, 2026
Instrument202692622
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2026
Property Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0000092618
Book / Page7004 / 774
Instrument DateJun 30, 2026
Instrument202692618
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1810 E SAHARA AVE, LAS VEGAS, NV 89104-3707

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 10, 2021
Property Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0060190894
Book / Page6019 / 894
Map ReferenceMB 29 PG 104-112
Instrument DateAug 6, 2021
Instrument2021123180
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,352.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2810 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number0006019895
DateAug 10, 2021
Instrument6019/895
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,438.00 (+5.4%)$303,559 (+6.41%)$310,500 (-3.81%) Land $80,000 Building $230,500
2024$6,108.00 (+1.43%)
2023$6,022.00 (+5.15%) Homeowner's exemption$285,280 (+3%)$322,800 (+10.4%) Land $70,000 Building $252,800
2022$5,727.00 Homeowner's exemption$276,971$292,400 Land $60,000 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

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