2803 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2803 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,626 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2021)
Tax Bill$7,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN242631338300010610

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,626 sqft Heated Area
Gross Area3,120 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
FenceFence
Patio Area35 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2803 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 61
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Tract3383
Legal Lot Number61
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 242631338300010610

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Apr 26, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Sep 02, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Deed Doc Number2021136579
Deed Book / Page6035 / 1299
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Transaction TypeMortgage
Record UpdatedMar 20, 2024
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0065530406
DateFeb 22, 2024
Book Page6553/406
Instrument2024022833
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueSep 01, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Transaction TypeMortgage
Record UpdatedMay 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0063951099
DateApr 26, 2023
Book Page6395/1099
Instrument2023051012
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueSep 01, 2051

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 02, 2021
Property Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0060351299
Book / Page6035 / 1299
Map ReferenceMB 29 PG 104-112
Instrument DateAug 27, 2021
Instrument2021136579
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2803 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0060351300
DateSep 02, 2021
Instrument6035/1300
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,252.00 (-1.08%) Homeowner's exemption$362,300 (-4.41%) Land $80,000 Building $282,300$362,300 (-4.41%) Land $80,000 Building $282,300
2023$7,331.00 (+1.47%) Homeowner's exemption$379,000 (+10.17%) Land $70,000 Building $309,000$379,000 (+10.17%) Land $70,000 Building $309,000
2022$7,225.00$344,000 Land $60,000 Building $284,000$344,000 Land $60,000 Building $284,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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