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2815 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2815 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$309,990 (Aug 2021)
Tax Bill$6,475 (2025)
Deeds & MortgagesMar 2022 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-26-31-3383-0001-0580

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0580
Alternative APN
  • 263124338300010580

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Living Area
Gross Area2,400 sqft Gross Area
1st Floor Area1,830 sqft 1st Floor
Stories1 Story
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area462 sqft Garage
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2815 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 58
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number58
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0580

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2815 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Intrafamily Transfer, Transfer
Aug 03, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Deed Document Number2021119971
Deed Book / Page6015 / 673
Last Transfer DateMar 14, 2022
Transfer Doc0061831278
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 30, 2022
Property Address2815 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0061831278
Book / Page6183 / 1278
Map ReferenceMB 29 PG 104-112
Instrument DateMar 14, 2022
Instrument2022050943
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2021
Property Address2815 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0060150673
Book / Page6015 / 673
Map ReferenceMB 29 PG 104-112
Instrument DateJul 30, 2021
Instrument2021119971
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0006015674
DateAug 03, 2021
Instrument6015/674
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,475.00 (-0.77%) Homeowner's exemption$306,200 (-4.16%) Land $80,000 Building $226,200$306,200 (-4.16%) Land $80,000 Building $226,200
2024$6,525.00 (+0.38%)
2023$6,500.00 (+0.62%) Homeowner's exemption$319,500 (+10.44%) Land $70,000 Building $249,500$319,500 (+10.44%) Land $70,000 Building $249,500
2022$6,460.00$289,300 Land $60,000 Building $229,300$289,300 Land $60,000 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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