2810 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 2810 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,275 sqft · built 1977
Lot Size	0.546 acres (23,765 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,000 (Feb 2021)
Tax Bill	$12,680 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Jul 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-355-060`

Property Details

APN / Parcel Number

Primary APN	`05-26-355-060`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	6 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,275 sqft Living Area
1st Floor Area	1,653 sqft
Basement Area	2,090 sqft
Finished Basement	2,090 sqft
Unfinished Basement	2,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,765 sqft (0.546 acres)
Garage Type	Attached
Garage Area	1,197 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	90 sqft
Patio Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2810 DUFF AVE
City	AMES
State	IA
Zip	50010-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NORTHWOOD EST 3RD LOT 8 & E113.35' LOT 6 & BEG NE COR LOT 6 S75' E45.9' NWLY ALONG CURVE 78.6' WLY 21.1' TO BEG AND BEG SE
Legal Range	24W
Legal Township	84N
Legal Section	26
Legal Subdivision	NORTHWOOD ESTATES 3RD ADD
Legal Lot Number	6,8
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2810 DUFF AVE, AMES, IA 50010-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK AMES IOWA
Jul 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jan 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA
Feb 10, 2006	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK AMES IOWA
Nov 24, 2025	Warranty Deed, Transfer
Apr 20, 2023	Intrafamily Transfer, Transfer
Feb 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	20211640
Prior Transfer Date	Jan 17, 2005
Prior Transfer Doc	0000001492
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500012696
Date	Oct 10, 2005
Instrument	2005-00012696

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900009682
Date	Jul 30, 2009
Instrument	2009-00009682

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500001820
Date	Feb 25, 2005
Instrument	2005-00001820

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300000567
Date	Jan 15, 2013
Instrument	2013-00000567

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2028

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600001802
Date	Feb 10, 2006
Instrument	2006-00001802

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 24, 2025
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Document Number	0202509950
Instrument Date	Nov 13, 2025
Instrument	2025-09950
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$975.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 DUFF AVE, AMES, IA 50010-4710

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Apr 20, 2023
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Document Number	0202302336
Instrument Date	Apr 19, 2023
Instrument	2023-02336
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 DUFF AVE, AMES, IA 50010-4710

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Feb 5, 2021
Property Address	2810 DUFF AVE, AMES, IA 50010-4710
Document Number	0202101640
Instrument Date	Jan 29, 2021
Instrument	2021-01640
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 DUFF AVE, AMES, IA 50010-4710

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,680.00 (-1.01%) Homeowner's exemption	$947,600 (+4.48%) Land $111,100 Building $836,500	$947,600 (+4.48%) Land $111,100 Building $836,500
2024	$12,810.00 (+26.93%)
2023		$907,000 Land $152,200 Building $754,800	$907,000 Land $152,200 Building $754,800
2022	$10,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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