2735 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 2735 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,207 sqft · built 1970
Lot Size	0.457 acres (19,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2018)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-125-010`

Property Details

APN / Parcel Number

Primary APN	`05-35-125-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	1,807 sqft
Basement Area	1,947 sqft
Finished Basement	912 sqft
Unfinished Basement	1,035 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,900 sqft (0.457 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2735 DUFF AVE
City	AMES
State	IA
Zip	50010-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BROADMOOR 8TH ADD LOT 2 & BEG 84' ELY NW COR LOT 2 S33' E73.75' NLY ALONG CURVE 33.6' W68.4' TO BEG
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	BROADMOOR 8TH ADD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2735 DUFF AVE, AMES, IA 50010-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
May 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VISION BANK OF IOWA
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY FCU
Mar 26, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Jul 15, 2010 · Amount on Record
Deed Document Number	20182324
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2735 DUFF AVE, AMES, IA 50010-4707
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202008050
Date	Jul 20, 2020
Instrument	2020-08050

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2735 DUFF AVE, AMES, IA 50010-4707
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903460
Date	May 7, 2019
Instrument	2019-03460

Lender

Name	VISION BANK OF IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2735 DUFF AVE, AMES, IA 50010-4707
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110125
Date	Aug 6, 2021
Instrument	2021-10125

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2735 DUFF AVE, AMES, IA 50010-4707
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305035
Date	Jul 24, 2023
Instrument	2023-05035

Lender

Name	RIVER VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2038

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 26, 2018
Property Address	2735 DUFF AVE, AMES, IA 50010-4707
Document Number	0201802324
Instrument Date	Mar 16, 2018
Instrument	2018-02324
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 DUFF AVE, AMES, IA 50010-4707

Mortgage

Document Number	0201802325
Date	Mar 26, 2018
Instrument	2018-02325

Lender

Name	AMERICAN PACIFIC MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+9.47%) Homeowner's exemption	$523,800 (+15.25%) Land $93,000 Building $430,800	$523,800 (+15.25%) Land $93,000 Building $430,800
2024	$6,444.00 (+17.29%)
2023		$454,500 Land $83,900 Building $370,600	$454,500 Land $83,900 Building $370,600
2022	$5,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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