2821 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 2821 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,193 sqft · built 1969
Lot Size	0.596 acres (25,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2022)
Tax Bill	$7,728 (2025)
Deeds & Mortgages	Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05-26-353-100`

Property Details

APN / Parcel Number

Primary APN	`05-26-353-100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Basement Area	2,193 sqft
Finished Basement	1,451 sqft
Unfinished Basement	742 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,966 sqft (0.596 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2821 DUFF AVE
City	AMES
State	IA
Zip	50010-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NORTHWOOD EST 3RD ADD LOT:12 AMES
Legal Range	24W
Legal Township	84N
Legal Section	26
Legal Subdivision	NORTHWOOD ESTATES 3RD ADD
Legal Lot Number	12
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 DUFF AVE, AMES, IA 50010-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	20228770
Prior Transfer Date	Jul 3, 2019
Prior Transfer Doc	0000005985
Record Updated	Oct 29, 2026

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Aug 31, 2022
Property Address	2821 DUFF AVE, AMES, IA 50010-4709
Document Number	0202208770
Instrument Date	Aug 24, 2022
Instrument	2022-08770
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2821 DUFF AVE, AMES, IA 50010-4709
Investor	Possibly a Property Investor

Mortgage

Document Number	0202208771
Date	Aug 31, 2022
Instrument	2022-08771

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,728.00 (+6.65%) Homeowner's exemption	$572,900 (+12.4%) Land $85,700 Building $487,200	$572,900 (+12.4%) Land $85,700 Building $487,200
2024	$7,246.00 (+19.26%)
2023		$509,700 Land $92,500 Building $417,200	$509,700 Land $92,500 Building $417,200
2022	$6,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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