2810 Creek Side Dr, Temple, TX 76502 Property Records

Bell County property record for 2810 Creek Side Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,023 sqft · built 1981
Lot Size	0.431 acres (18,800 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030470225`

Property Details

APN / Parcel Number

Primary APN	`0030470225`
Alternative APNs	`862467` `28572`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,023 sqft Living Area
1st Floor Area	1,583 sqft
2nd Floor Area	1,440 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,800 sqft (0.431 acres)
Lot Dimensions	158 ft deep x 119 ft wide
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	862467
Street Address	2810 CREEK SIDE DR
City	TEMPLE
State	TX
Zip	76502-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMB
Legal Description	CANYON CREEK WEST, BLOCK 003, LOT PT 5, 6, (SW PT OF 5, 23.3' X 29.2' X 40.06' X 4.44' & ALL 6, LESS NE PT) (115' X 23' X 48'
Legal Subdivision	CANYON CREEK WEST
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2021
Census Tract	21302

Owner

2810 Creek Side Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Mailing Address	2810 CREEK SIDE DR, TEMPLE, TX 76502-3153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2019	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Prior Sale	Feb 1, 2016
Deed Document Number	2019-00028520
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2810 CREEK SIDE DR, TEMPLE, TX 76502-3153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042307
Date	Aug 14, 2020
Instrument	2020-00042307

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 1, 2019
Property Address	2810 CREEK SIDE DR, TEMPLE, TX 76502-3153
Document Number	0000028520
Map Reference	CAB B SL 101-A
Instrument Date	Jun 28, 2019
Instrument	2019-00028520
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 CREEK SIDE DR, TEMPLE, TX 76502-3153

Mortgage

Document Number	0000028521
Date	Jul 1, 2019
Instrument	2019-00028521

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$331,258 Land $37,800 Building $293,458	$331,258 Land $37,800 Building $293,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2810 Creek Side Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Creek Side Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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