2806 Creek Side Dr, Temple, TX 76502 Property Records

Bell County property record for 2806 Creek Side Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,680 sqft · built 1981
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$258,200 (Jan 2019)
Tax Bill	$8,675 (2022)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030470220`

Property Details

APN / Parcel Number

Primary APN	`0030470220`
Alternative APNs	`854815` `37416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	2,680 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	126 ft deep x 93 ft wide
Garage Area	262 sqft
Parking Spaces	1 Parking Space
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2806 CREEK SIDE DR
City	TEMPLE
State	TX
Zip	76502-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CANYON CREEK WEST, BLOCK 003, LOT PT 5, 6, (5, LESS NE TRI & SW PT) & (NE PT OF 6), (86.34 X 17.25 X 35.34 X 48.70 X 23.30 X 99.55 X 89.81 X 63), ACRES .288
Legal Subdivision	CANYON CREEK WEST
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2021
Census Tract	21302

Owner

2806 Creek Side Dr is owned and occupied by an individual who bought it in January 2019.

Source: Bell County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2806 CREEK SIDE DR, TEMPLE, TX 76502-3153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage SWBC MTG
Jan 15, 2019	Vendor's Lien, Transfer SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Deed Document Number	20191823
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2806 CREEK SIDE DR, TEMPLE, TX 76502-3153
Document Number	0000000454
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2806 CREEK SIDE DR TEMPLE TX 765023153, TEMPLE, TX 76502-3153

Mortgage

Document Number	0000000454
Date	Jan 6, 2020
Book Page	011141/000895
Instrument	454

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 15, 2019
Property Address	2806 CREEK SIDE DR, TEMPLE, TX 76502-3153
Document Number	0000001823
Map Reference	CAB B SL 101-A
Instrument Date	Jan 15, 2019
Instrument	2019-00001823
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 CREEK SIDE DR, TEMPLE, TX 76502-3153

Mortgage

Document Number	0000001824
Date	Jan 15, 2019
Instrument	2019-00001824

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,166 Land $55,000 Building $337,166	$392,166 Land $55,000 Building $337,166
2023		$440,138 Land $36,000 Building $404,138	$440,138 Land $36,000 Building $404,138
2022	$8,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Creek Side Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2806 Creek Side Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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