2809 Creek Side Dr, Temple, TX 76502 Property Records

Bell County property record for 2809 Creek Side Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,466 sqft · built 2014
Lot Size	0.244 acres (10,636 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (May 2023)
Tax Bill	$7,568 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0030470078`

Property Details

APN / Parcel Number

Primary APN	`0030470078`
Alternative APNs	`760761` `40730`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,466 sqft Living Area
1st Floor Area	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	10,636 sqft (0.244 acres)
Lot Dimensions	117 ft deep x 94 ft wide
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	310 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2809 CREEK SIDE DR
City	TEMPLE
State	TX
Zip	76502-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CANYON CREEK WEST, BLOCK 001, LOT 0027
Legal Subdivision	CANYON CREEK WEST
Legal Block	1
Legal Lot Number	27
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2020
Census Tract	21302

Owner

2809 Creek Side Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Bell County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2809 CREEK SIDE DR, TEMPLE, TX 76502-3152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
May 26, 2023	Special Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Sep 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	May 26, 2023
Deed Document Number	202322868
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0000047650
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 26, 2023
Property Address	2809 CREEK SIDE DR, TEMPLE, TX 76502-3152
Document Number	0000022868
Map Reference	CAB B SL 101-A
Instrument Date	May 25, 2023
Instrument	2023022868
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 RIVER CHASE BLVD, GEORGETOWN, TX 78628-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 CREEK SIDE DR, TEMPLE, TX 76502-3152

Mortgage

Document Number	0000022869
Date	May 26, 2023
Instrument	2023022869

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.52%
Index	1-Year CMT
Max Rate	9.52%

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 26, 2023
Property Address	2809 CREEK SIDE DR, TEMPLE, TX 76502-3152
Document Number	0000022866
Map Reference	CAB B SL 101-A
Instrument Date	May 3, 2023
Instrument	2023022866
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 S AVE M, TEMPLE, TX 76504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RIVER CHASE BLVD, GEORGETOWN, TX 78628-5304

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Sep 8, 2020
Property Address	2809 CREEK SIDE DR, TEMPLE, TX 76502-3152
Document Number	0000047650
Instrument Date	Sep 2, 2020
Instrument	47650
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RIVER CHASE BLVD GEORGETOWN TX 786285304, GEORGETOWN, TX 78628-5304

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Creek Side Dr was $7,568 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,568.00	$425,814 Land $55,000 Building $370,814	$425,814 Land $55,000 Building $370,814
2023	$9,857.00 (+5.03%) Homeowner's exemption	$481,004 Land $36,000 Building $445,004	$481,004 Land $36,000 Building $445,004
2022	$9,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Creek Side Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Creek Side Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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