281 Willow St, Elko, NV 89801 Property Records

Elko County property record for 281 Willow St, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,425 sqft · built 1974
Lot Size	0.585 acres (25,526 sqft)
Owner	Owner Name on File
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`001-640-017`

Property Details

APN / Parcel Number

Primary APN	`001-640-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,425 sqft Living Area

Exterior

Year Built	Built 1974
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,526 sqft (0.585 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	96 sqft
Patio Area	208 sqft
Canopy	208 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	281 WILLOW ST
City	ELKO
State	NV
Zip	89801-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND LOCATED IN THE NW4NW4,MDB&M ELKO CITY,DESC AS FOLLOWS:,COMM AT THE MONUMET LOCATED AT THE C/L,INTERSECTION O
Legal Range	55E
Legal Township	34N
Legal Section	15
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	950900

Owner

Source: Elko County records · APN 001-640-017

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	281 WILLOW ST, ELKO, NV 89801-2851
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jan 22, 2009
Last Transfer Date	Mar 22, 2010
Transfer Doc	0000624596
Record Updated	Jun 08, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	281 WILLOW ST, ELKO, NV 89801-2851
Document Number	0000752287
Instrument Date	Mar 08, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	281 WILLOW ST ELKO NV 898012851, ELKO, NV 89801-2851

Mortgage

Document Number	0000752287
Date	Mar 08, 2019
Instrument	752287

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 07, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+14.72%)	$61,711 (+18.52%) Land $26,250 Building $35,461	$176,317 (+18.52%) Land $75,000 Building $101,317
2023	$1,746.00 (+2.83%)	$52,068 (+8.72%) Land $17,850 Building $34,218	$148,766 (+8.72%) Land $51,000 Building $97,766
2022	$1,698.00	$47,892 Land $17,850 Building $30,042	$136,834 Land $51,000 Building $85,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.