292 Willow St, Elko, NV 89801 Property Records

Elko County property record for 292 Willow St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,321 sqft · built 1959
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Feb 2005)
Tax Bill	$957 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-012-005`

Property Details

APN / Parcel Number

Primary APN	`001-012-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,321 sqft Living Area
Gross Area	1,633 sqft
1st Floor Area	1,321 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	292 WILLOW ST
City	ELKO
State	NV
Zip	89801-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO HEIGHTS SUB UNIT NO 2 FILE 14530
Legal Subdivision	ELKO HEIGHTS SUB NO 2
Legal Block	C
Legal Lot Number	5
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1002
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	292 WILLOW ST, ELKO, NV 89801-2852
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 30, 2021	Intrafamily Transfer, Transfer
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2005 · Amount on Record
Deed Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	2005530560
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000784822
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	292 WILLOW ST, ELKO, NV 89801-2852
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779624
Date	Dec 29, 2020
Instrument	779624

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 30, 2021
Property Address	292 WILLOW ST, ELKO, NV 89801-2852
Document Number	0000784822
Instrument Date	Mar 22, 2021
Instrument	784822
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	292 WILLOW ST, ELKO, NV 89801-2852

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	292 WILLOW ST, ELKO, NV 89801-2852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000735680
Date	Jan 16, 2018
Instrument	735680

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$957.00 (+15.16%)	$35,956 (+8.01%) Land $15,050 Building $20,906	$102,731 (+8.01%) Land $43,000 Building $59,731
2025	$831.00 (+12.75%)	$33,289 (+43.22%) Land $15,050 Building $18,239	$95,111 (+43.22%) Land $43,000 Building $52,111
2023	$737.00 (+3.08%)	$23,244 (+13.79%) Land $6,615 Building $16,629	$66,411 (+13.79%) Land $18,900 Building $47,511
2022	$715.00	$20,427 Land $6,615 Building $13,812	$58,363 Land $18,900 Building $39,463

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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