Elko County property record for 226 Willow St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,073 sqft · built 1959 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,075 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-012-002 |
| Primary APN | 001-012-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| 1st Floor Area | 2,073 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,011 sqft (0.138 acres) |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 226 WILLOW ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | ELKO HEIGHTS SUB UNIT NO 2 FILE 14530 |
| Legal Subdivision | ELKO HEIGHTS SUB NO 2 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950900 |
226 Willow St is owned by a company that acquired it in June 2019.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 9, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC |
| Apr 13, 2026 | Affidavit of Death of Trustee, Transfer |
| Nov 28, 2023 | Intrafamily Transfer, Transfer |
| May 17, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2019 |
| Transfer Doc | 0000757786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 9, 2026 |
| Property Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Number | 0000870715 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026870715 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Number | 0000870716, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026870716 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 13, 2026 |
| Property Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Number | 0000863309 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026863309 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 28, 2023 |
| Property Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Number | 0000830160 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 830160 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 17, 2018 |
| Property Address | 226 WILLOW ST, ELKO, NV 89801-2852 |
| Document Number | 0000740900 |
| Instrument Date | May 16, 2018 |
| Instrument | 740900 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 WILLOW ST ELKO NV 898012852, ELKO, NV 89801-2852 |
The 2026 property tax bill for 226 Willow St was $1,075, up 5.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,075.00 (+5.39%) | $39,558 (-0.12%) Land $15,050 Building $24,508 | $113,023 (-0.12%) Land $43,000 Building $70,023 |
| 2025 | $1,020.00 (+2.93%) | $39,604 Land $15,050 Building $24,554 | $113,154 Land $43,000 Building $70,154 |
| 2024 | $991.00 (+9.87%) | ||
| 2023 | $902.00 (+2.97%) | $29,005 (+15.14%) Land $6,615 Building $22,390 | $82,871 (+15.14%) Land $18,900 Building $63,971 |
| 2022 | $876.00 | $25,191 Land $6,615 Building $18,576 | $71,974 Land $18,900 Building $53,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 226 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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