281 Twin Oaks Dr, Oneonta, AL 35121 Property Records

Blount County property record for 281 Twin Oaks Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,940 sqft · built 1994
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,873 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-32-1-000-002.010`

Property Details

APN / Parcel Number

Primary APN	`16-09-32-1-000-002.010`
Alternative APNs	`035051` `35051` `58607`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,940 sqft Living Area
1st Floor Area	2,330 sqft
Upper Floors Area	2,080 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	213,444 sqft (4.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	58607
Street Address	281 TWIN OAKS DR
City	ONEONTA
State	AL
Zip	35121-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 11 CROSS CREEK SUB PB 6/1--
Legal Range	02E
Legal Township	12S
Legal Section	32
Legal Subdivision	CROSS CREEK
Legal Tract	11
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1007
Census Tract	50105

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 TWIN OAKS DR, ONEONTA, AL 35121-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017
Deed Sale	Aug 4, 2017
Deed Book / Page	2017 / 19769
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Aug 4, 2017
Property Address	281 TWIN OAKS DR, ONEONTA, AL 35121-2921
Document Number	2017/19769
Book / Page	2017 / 19769
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1744 HALE CREEK RD, 1744, ALTOONA, AL 35952-6845

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 TWIN OAKS DR, ONEONTA, AL 35121-2921

Mortgage

Document Number	2017/19771
Date	Aug 4, 2017
Book Page	2017/19771

Lender

Name	HOMETOWN BANK
Type	Bank
Address	ONEONTA, AL 35121

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,873.00 (-12.72%) Homeowner's exemption
2025	$2,146.00	$48,980 (-)	$489,860 (-) Land $60,000 Building $429,860
2024	$2,146.00 (+8.33%) Homeowner's exemption	$48,980 (+8.08%) Land $6,000 Building $42,980	$489,860 (+8.11%) Land $60,000 Building $429,860
2023	$1,981.00 (+6.22%) Homeowner's exemption	$45,320 (+6.04%) Land $6,000 Building $39,320	$453,120 (+6.02%) Land $60,000 Building $393,120
2022	$1,865.00 Homeowner's exemption	$42,740 Land $6,000 Building $36,740	$427,400 Land $60,000 Building $367,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30