Blount County property record for 220 Twin Oaks Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,095 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,625 (2026) |
| Deeds & Mortgages | Jun 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-32-1-000-002 |
| Primary APN | 16-09-32-1-000-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,095 sqft Living Area |
| 1st Floor Area | 2,727 sqft |
| Upper Floors Area | 2,507 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3525 |
|---|---|
| Street Address | 220 TWIN OAKS DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 CROSS CREEK SUBD, PB 6/1 |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 32 |
| Legal Subdivision | CROSS CREEK |
| Legal Tract | 1 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50105 |
220 Twin Oaks Dr is owned and occupied by two individuals.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 52, ONEONTA, AL 35121-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 220 TWIN OAKS DR, ONEONTA, AL 35121-2917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024/15163 |
|---|---|
| Date | Jun 17, 2024 |
| Book Page | 2024/15163 |
| Instrument | 10058037 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2044 |
The 2026 property tax bill for 220 Twin Oaks Dr was $2,625 with a homeowner's exemption, up 4.9% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,625.00 (+4.92%) Homeowner's exemption | ||
| 2025 | $2,502.00 (-2.38%) | $56,900 (-2.33%) | $569,020 (-2.33%) Land $60,000 Building $509,020 |
| 2024 | $2,563.00 (+7.24%) Homeowner's exemption | $58,260 (+7.06%) Land $6,000 Building $52,260 | $582,600 (+7.07%) Land $60,000 Building $522,600 |
| 2023 | $2,390.00 (+5.15%) Homeowner's exemption | $54,420 (+5.02%) Land $6,000 Building $48,420 | $544,140 (+4.99%) Land $60,000 Building $484,140 |
| 2022 | $2,273.00 Homeowner's exemption | $51,820 Land $6,000 Building $45,820 | $518,260 Land $60,000 Building $458,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Twin Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 220 Twin Oaks Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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