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280 Twin Oaks Dr, Oneonta, AL 35121 Property Records

Blount County property record for 280 Twin Oaks Dr, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,765 sqft · built 1995
Lot Size4.9 acres (213,444 sqft)
Owner2 Individual Names on Record
Last Sale$511,600 (Aug 2022)
Tax Bill$2,669 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-09-32-1-000-002.001

Property Details

APN / Parcel Number

Primary APN16-09-32-1-000-002.001
Alternative APNs
  • 035052
  • 35052
  • 67427
  • 70786

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,765 sqft Living Area
1st Floor Area2,242 sqft
Upper Floors Area1,166 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area213,444 sqft (4.9 acres)
Garage TypeCarport
Garage Area456 sqft
CarportCarport
Carport Area456 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number70786
Street Address280 TWIN OAKS DR
CityONEONTA
StateAL
Zip35121-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2 CROSS CREEK SUBD, PB 6/1--
Legal Range02E
Legal Township12S
Legal Section32
Legal SubdivisionCROSS CREEK
Legal Tract2
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1007
Census Tract50105

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address280 TWIN OAKS DR, ONEONTA, AL 35121-2917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Line of Credit
HOMETOWN BANK OF ALABAMA
Aug 31, 2022Warranty Deed, Transfer
FLORIDA TRADITIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Deed Document Number202210041682
Deed Book / Page2022 / 28835
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address280 TWIN OAKS DR, ONEONTA, AL 35121-2917
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 MOUNTAIN DR, ONEONTA, AL 35121-1456

Mortgage

Document Number2021/29684
DateAug 17, 2021
Book Page2021/29684
Instrument10030248
Lender
NameHOMETOWN BANK OF ALABAMA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 20, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateAug 31, 2022
Property Address280 TWIN OAKS DR, ONEONTA, AL 35121-2917
Document Number2022/28835
Book / Page2022 / 28835
Instrument DateAug 31, 2022
Instrument10041682
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address280 TWIN OAKS DR, ONEONTA, AL 35121-2917

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 BROOKS LN, ONEONTA, AL 35121-3355

Mortgage

Document Number2022/28837
DateAug 31, 2022
Book Page2022/28837
Instrument10041683
Lender
NameFLORIDA TRADITIONS BANK
TypeBank
Agreement
AmountAmount Recorded
Term1 Months
DueAug 31, 2022

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,669.00 (+5.12%) Homeowner's exemption
2025$2,539.00 (+12.3%)$57,720 (+11.99%)$576,960 (+11.95%) Land $128,700 Building $448,260
2024$2,261.00 (+7.41%) Homeowner's exemption$51,540 (+7.2%) Land $6,000 Building $45,540$515,380 (+7.18%) Land $60,000 Building $455,380
2023$2,105.00 (+30.99%) Homeowner's exemption$48,080 (+29.88%) Land $6,000 Building $42,080$480,840 (+29.93%) Land $60,000 Building $420,840
2022$1,607.00 Homeowner's exemption$37,020 Land $6,000 Building $31,020$370,080 Land $60,000 Building $310,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Cable		1,000 / 25
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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