Rutherford County property record for 281 Textile Ave, Spindale, NC 28160 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,495 sqft · built 1946 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,000 (Jul 2025) |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1201646 |
| Primary APN | 1201646 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,495 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Porch | Porch |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 281 TEXTILE AVE |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1529064965370000; RES. WESTWOOD ST |
| Legal Subdivision | WESTWOOD SUBDIVISION |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 1201646
Assessment roll updated August 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 TEXTILE AVE, SPINDALE, NC 28160-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 05, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Nov 09, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | May 08, 2015 · Amount on Record |
| Deed Book / Page | 2093 / 3797 |
| Last Transfer Date | May 04, 2026 |
| Transfer Doc | 2102001916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 05, 2026 |
| Property Address | 281 TEXTILE AVE, SPINDALE, NC 28160-2403 |
| Document Number | 2102001916 |
| Book / Page | 2102 / 1916 |
| Instrument Date | May 04, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 TEXTILE AVE, SPINDALE, NC 28160-2403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 281 TEXTILE AVE, SPINDALE, NC 28160-2403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AEG |
| Name | Verified Name |
|---|
| Document Number | 0020233647 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 2023/3647 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 281 TEXTILE AVE, SPINDALE, NC 28160-2403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020390246 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 2039/246 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2050 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 (+36.59%) | $118,100 (-) Land $15,900 Building $102,200 | $118,100 (-) Land $15,900 Building $102,200 |
| 2023 | $118,100 Land $15,900 Building $102,200 | $118,100 Land $15,900 Building $102,200 | |
| 2022 | $1,145.00 | ||
| 2021 | $1,145.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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