254 Textile Ave, Spindale, NC 28160 Property Records

Rutherford County property record for 254 Textile Ave, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,479 sqft · built 1962
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Jan 2023)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1203562`

Property Details

APN / Parcel Number

Primary APN	`1203562`
Alternative APN	`18051`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,479 sqft Heated Area
Utility Area	144 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Garage Area	291 sqft
Carport	Carport
Carport Area	291 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	254 TEXTILE AVE
City	SPINDALE
State	NC
Zip	28160-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529064995660000; RES WESTWOOD ST
Legal Subdivision	JOHN HUNTLEY PROPERTY
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1037
Census Tract	960600

Owner

Source: Rutherford County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Nov 23, 2021	Intrafamily Transfer, Transfer
May 20, 2021	Warranty Deed, Transfer
Jun 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0020540769
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 27, 2023
Property Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020684193
Book / Page	2068 / 4193
Map Reference	MB 4 PG 80
Instrument Date	Jan 25, 2023
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 OLD STONECUTTER RD, RUTHERFORDTON, NC 28139-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402

Mortgage

Document Number	0020684196
Date	Jan 27, 2023
Instrument	2068/4196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 29, 2022
Property Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020600690
Book / Page	2060 / 690
Map Reference	MB 4 PG 80
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 UNION RD, 174, RUTHERFORDTON, NC 28139-7454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 OLD STONECUTTER RD, RUTHERFORDTON, NC 28139-7213

Mortgage

Document Number	0002060693
Date	Apr 29, 2022
Instrument	2060/693

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 23, 2021
Property Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020540769
Book / Page	2054 / 769
Map Reference	MB 2046 PG 3100
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 655, RUTHERFORDTON, NC 28139-0655

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 20, 2021
Property Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020463100
Book / Page	2046 / 3100
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 655, RUTHERFORDTON, NC 28139-0655

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 28, 2018
Property Address	254 TEXTILE AVE, SPINDALE, NC 28160-2402
Document Number	0020100124
Book / Page	002010 / 000124
Instrument Date	Jun 26, 2018
Instrument	12077
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 655 RUTHERFORDTON NC 281390655, RUTHERFORDTON, NC 28139-0655

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,051.00 (+187.66%)	$162,500 (+36.44%) Land $8,000 Building $154,500	$162,500 (+36.44%) Land $8,000 Building $154,500
2023		$119,100 Land $8,000 Building $111,100	$119,100 Land $8,000 Building $111,100
2022	$713.00
2021	$713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pangaea Internet, T-Mobile.

Nearby Properties on Textile Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures