257 Textile Ave, Spindale, NC 28160 Property Records

Rutherford County property record for 257 Textile Ave, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1928
Lot Size	0.539 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Nov 2023)
Tax Bill	$884 (2022)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Sale & Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1204457`

Property Details

APN / Parcel Number

Primary APN	`1204457`
Alternative APN	`18619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,962 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)
Deck Area	248 sqft
Patio Area	248 sqft

Location & Zoning

Account Number	18619
Street Address	257 TEXTILE AVE
City	SPINDALE
State	NC
Zip	28160-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529064984130000; RES WESTWOOD ST
Legal Block	8
Legal Lot Number	11
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1034
Census Tract	960600

Owner

257 Textile Ave is owned by a company that bought it in November 2023.

Source: Rutherford County records, as of November 17, 2023

Owner of Record	Company Name on File
Mailing Address	19215 CHANDLERS LANDING DR, CORNELIUS, NC 28031-4549
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Nov 2, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage SR BUILDING BLOCKS LLC
Dec 2, 2022	Warranty Deed, Transfer
Sep 28, 2021	Warranty Deed, Transfer SOUTH CITY TITLE
Sep 28, 2021	Warranty Deed, Transfer SOUTH CITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Document Number	0020761889
Deed Book / Page	2076 / 1889
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 EUCLID AVE, MARION, NC 28752-4098

Mortgage

Document Number	0020951664
Date	Sep 15, 2025
Book Page	2095/1664

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 2, 2023
Property Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403
Document Number	0020761889
Book / Page	2076 / 1889
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 HUNTLEY ST, SPINDALE, NC 28160-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19215 CHANDLERS LANDING DR, CORNELIUS, NC 28031-4549

Mortgage

Document Number	0020761892
Date	Nov 2, 2023
Book Page	2076/1892

Lender

Name	SR BUILDING BLOCKS LLC
Type	Non-Lending Institution
Address	SANTA CLARA, CA 95051

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2024

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 2, 2022
Property Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403
Document Number	0020671840
Book / Page	2067 / 1840
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 DALE SUMMEY RD, RUTHERFORDTON, NC 28139-6751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 28, 2021
Property Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403
Document Number	0020514267
Book / Page	2051 / 4267
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4607 CHARLOTTE HWY STE 1, 1, LAKE WYLIE, SC 29710-8147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 28, 2021
Property Address	257 TEXTILE AVE, SPINDALE, NC 28160-2403
Document Number	0020514156
Book / Page	2051 / 4156
Instrument Date	Sep 25, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BIDDY LN, RUTHERFORDTON, NC 28139-7282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 CHARLOTTE HWY STE 1, 1, LAKE WYLIE, SC 29710-8147

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$48,800 Land $9,600 Building $39,200	$48,800 Land $9,600 Building $39,200
2022	$884.00
2021	$884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 Textile Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Textile Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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