281 Snow Top Dr, Drake, CO 80515 Property Records

Larimer County property record for 281 Snow Top Dr, Drake, CO 80515

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,324 sqft · built 1976
Lot Size	8.77 acres (382,457 sqft)
Owner	Individual Name on File
Last Sale	$729,000 (Oct 2021)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16341-06-014`

Property Details

APN / Parcel Number

Primary APN	`16341-06-014`
Alternative APN	`R0467545`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,324 sqft Living Area
Upper Floors Area	528 sqft
Basement Area	784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	382,457 sqft (8.77 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0467545
Old Parcel Number	1634106014
Street Address	281 SNOW TOP DR
City	DRAKE
State	CO
Zip	80515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, CEDAR PK 2ND
Legal Range	71
Legal Township	06
Legal Section	34
Legal Quarter	NE
Legal Subdivision	CEDAR PARK
Legal Block	6
Legal Lot Number	14
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3057
Census Tract	1904

Owner

281 Snow Top Dr is owned and occupied by an individual who bought it in October 2021.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	281 SNOW TOP DR, DRAKE, CO 80515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	RECEPT # 20210097073
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 20, 2021
Property Address	281 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000097073
Instrument Date	Oct 20, 2021
Instrument	20210097073
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NOT AVAILABLE, ASCENT ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SNOW TOP DR, DRAKE, CO 80515

Mortgage

Document Number	0000097074
Date	Oct 20, 2021
Instrument	20210097074

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 281 Snow Top Dr was $4,253.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00	$39,376 Land $7,813 Building $31,563	$630,000 Land $125,000 Building $505,000
2023	$3,296.00 (+1.82%)	$35,852 (+15.12%) Land $8,375 Building $27,477	$535,100 (+19.42%) Land $125,000 Building $410,100
2022	$3,237.00	$31,143 Land $6,603 Building $24,540	$448,100 Land $95,000 Building $353,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 281 Snow Top Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Snow Top Dr is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 99.1% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

No cell data coverage reported

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