306 Snow Top Dr, Drake, CO 80515 Property Records

Larimer County property record for 306 Snow Top Dr, Drake, CO 80515

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,354 sqft · built 2002
Lot Size	0.985 acres (42,923 sqft)
Owner	2 Individual Names on File
Last Sale	$658,000 (Apr 2025)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16352-05-015`

Property Details

APN / Parcel Number

Primary APN	`16352-05-015`
Alternative APN	`R0468096`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,189 sqft
Upper Floors Area	264 sqft
Basement Area	300 sqft
Finished Basement	165 sqft
Unfinished Basement	135 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,923 sqft (0.985 acres)
Terrain	Gentle Slope
View / Lot	Mountain
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces
Patio Area	264 sqft
Balcony Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0468096
Street Address	306 SNOW TOP DR
City	DRAKE
State	CO
Zip	80515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 15, BLK 2A, CEDAR SPRINGS EST 3RD, 1ST AMDT
Legal Range	71W
Legal Township	6N
Legal Section	35
Legal Subdivision	CEDAR SPRINGS ESTATES
Legal Block	2A
Legal Lot Number	15
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3057
Census Tract	1904

Owner

306 Snow Top Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 SNOW TOP DR, DRAKE, CO 80515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Intrafamily Transfer, Transfer
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	202513651
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	0000024031
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jun 12, 2023
Property Address	306 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000024031
Instrument Date	May 26, 2023
Instrument	20230024031
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 458, DRAKE, CO 80515-0016

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 1, 2019
Property Address	306 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000044332
Instrument Date	Jul 31, 2019
Instrument	44332
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	GROUP GUARANTEED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30309 W 215TH ST GARDNER KS 660309517, GARDNER, KS 66030-9517

Mortgage

Document Number	44333
Date	Aug 1, 2019
Instrument	44333

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 306 Snow Top Dr was $3,546, down 4.6% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 (-4.57%)	$32,838 Land $4,125 Building $28,713	$525,400 Land $66,000 Building $459,400
2024	$3,716.00 (+2.62%)
2023	$3,621.00 (+29.83%)	$39,021 (+45.42%) Land $3,819 Building $35,202	$582,400 (+50.84%) Land $57,000 Building $525,400
2022	$2,789.00	$26,834 Land $2,516 Building $24,318	$386,100 Land $36,200 Building $349,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Snow Top Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Snow Top Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Snow Top Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures