226 Snow Top Dr, Drake, CO 80515 Property Records

Larimer County property record for 226 Snow Top Dr, Drake, CO 80515

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,240 sqft · built 2017
Lot Size	19.9 acres (869,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Oct 2018)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16353-08-003`

Property Details

APN / Parcel Number

Primary APN	`16353-08-003`
Alternative APN	`R1515390`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	869,806 sqft (19.9 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Slab
Porch Area	480 sqft
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1515390
Street Address	226 SNOW TOP DR
City	DRAKE
State	CO
Zip	80515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	LOT 3B, LOT CONSOLIDATION OF LOT 2, AMEDED PLAT OF LOT 2, CEDAR PARK SUB 2ND FILING AND LOT 3A, AMENDED PLAT OF LOTS 3, 6 AND 10 CEDAR PARK SUB 2ND FILING AND THAT PORTION ACQUIRED BY QUIET TITLE RECEPTION NO 95033769 (20230034650)
Legal Range	71W
Legal Township	6N
Legal Section	35
Legal Subdivision	CEDAR PARK SUB 2ND AMD
Legal Lot Number	3B,2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3057
Census Tract	1904

Owner

Source: Larimer County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1051 STEWART RD, MC DONALD, PA 15057-2141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Beneficiary Deed, Transfer
Aug 11, 2023	Intrafamily Transfer, Transfer
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Aug 15, 2017	Trustee's Deed, Construction Loan · Line of Credit REDSTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	201862660
Last Transfer Date	Oct 9, 2024
Transfer Doc	0000042600
Record Updated	Sep 20, 2026

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 4, 2023
Property Address	226 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000042918
Instrument Date	Oct 4, 2023
Instrument	20230042918
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1051 STEWART RD, MC DONALD, PA 15057-2141

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Aug 11, 2023
Property Address	226 SNOW TOP DR, DRAKE, CO 80515
Document Number	0000034651
Map Reference	DOC 95033769
Instrument Date	Aug 11, 2023
Instrument	20230034651
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SNOW TOP DR, DRAKE, CO 80515

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	226 SNOW TOP DR, DRAKE, CO 80515
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064259
Date	Oct 17, 2019
Instrument	20190064259

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	226 SNOW TOP DR, DRAKE, CO 80515
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066583
Date	Oct 31, 2018
Instrument	20180066583

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 15, 2017
Property Address	226 SNOW TOP DR, DRAKE, CO 80515
Instrument Date	Aug 14, 2017
Instrument	54732
Transaction Type	Construction Loan
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17200 PHIL C PETERS RD WINTER GARDEN FL 347879778, WINTER GARDEN, FL 34787-9778

Mortgage

Document Number	0000054732
Date	Aug 15, 2017
Instrument	54732

Lender

Name	REDSTONE BK
Type	Bank
Address	CENTENNIAL, CO 80016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (-49.82%)	$25,588 (-54.33%) Land $7,813 Building $17,775	$409,400 (-51.05%) Land $125,000 Building $284,400
2024	$5,506.00 (+2.63%)
2023	$5,365.00 (+29.81%)	$56,032 (+40.92%) Land $16,750 Building $39,282	$836,300 (+46.18%) Land $250,000 Building $586,300
2022	$4,133.00	$39,761 Land $13,205 Building $26,556	$572,100 Land $190,000 Building $382,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98% of the US · above 99.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

No cell data coverage reported

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