Putnam County property record for 281 Ridge Rd, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,240 sqft · built 2011 |
| Lot Size | 0.176 acres (7,668 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,000 (Jun 2012) |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jun 2012 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-170100.0000 |
| Primary APN | 32-170100.0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,668 sqft (0.176 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 281 RIDGE RD |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 01394 HARVEST RIDGE SUB-DIV 1ST ADDITION |
| Legal Subdivision | HARVEST RIDGE SUB-DIV |
| Legal Lot Number | 1394 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30302 |
Source: Putnam County records · APN 32-170100.0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 281 RIDGE RD, OTTAWA, OH 45875-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 03, 2023 | Intrafamily Transfer, Transfer |
| Jun 26, 2012 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on Record |
| Deed Sale | Jun 26, 2012 · Amount on Record |
| Deed Document Number | 20123736 |
| Deed Book / Page | 639 / 529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Aug 03, 2023 |
| Property Address | 281 RIDGE RD, OTTAWA, OH 45875-1769 |
| Document Number | 00758/1514 |
| Book / Page | 758 / 1514 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 202300002812 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 281 RIDGE RD, OTTAWA, OH 45875-1769 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jun 26, 2012 |
| Property Address | 281 RIDGE RD, OTTAWA, OH 45875-1769 |
| Document Number | 00639/0529 |
| Book / Page | 639 / 0529 |
| Map Reference | MB56 PG49 |
| Instrument Date | Jun 25, 2012 |
| Instrument | 201200003736 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 RIDGE RD, OTTAWA, OH 45875-1769 |
| Document Number | 00639/0530 |
|---|---|
| Date | Jun 26, 2012 |
| Book Page | 639/0530 |
| Instrument | 201200003737 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | COLUMBUS GROVE, OH 45830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2042 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,164.00 (+2.08%) Homeowner's exemption | $65,520 (+28.87%) Land $4,500 Building $61,020 | $187,200 (-) Land $12,860 Building $174,340 |
| 2023 | $2,120.00 (+13.61%) Homeowner's exemption Additional exemption filed | $50,840 (-) Land $3,480 Building $47,360 | $187,200 (+28.88%) Land $12,860 Building $174,340 |
| 2022 | $1,866.00 | $50,840 Land $3,480 Building $47,360 | |
| 2020 | $145,250 Land $9,940 Building $135,310 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 102 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Defiance Holdings, HDER Link.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OTTAWA VILLAGE serves 4,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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