276 Ridge Rd, Ottawa, OH 45875 Property Records

Putnam County property record for 276 Ridge Rd, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1999
Lot Size	0.177 acres (7,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-169100.0000`

Property Details

APN / Parcel Number

Primary APN	`32-169100.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,740 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	276 RIDGE RD
City	OTTAWA
State	OH
Zip	45875-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01384 HARVEST RIDGE SUB-DIV 1ST ADDITION
Legal Subdivision	HARVEST RIDGE SUB-DIV
Legal Lot Number	1384
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	276 RIDGE RD, OTTAWA, OH 45875-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer
Dec 3, 2025	Fiduciary Deed, Transfer · Conventional Mortgage THE FORT JENNINGS STATE BANK
Nov 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	20255329
Deed Book / Page	781 / 2423
Last Transfer Date	Dec 23, 2025
Transfer Doc	00782/2310
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 30, 2025
Property Address	276 RIDGE RD, OTTAWA, OH 45875-1768
Document Number	00782/2310
Book / Page	782 / 2310
Instrument Date	Dec 23, 2025
Instrument	202500005776
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 RIDGE RD, OTTAWA, OH 45875-1768

December 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 3, 2025
Property Address	276 RIDGE RD, OTTAWA, OH 45875-1768
Document Number	00781/2423
Book / Page	781 / 2423
Instrument Date	Oct 7, 2025
Instrument	202500005329
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 RIDGE RD, OTTAWA, OH 45875-1768

Mortgage

Document Number	202500005330
Date	Dec 3, 2025
Instrument	202500005330

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 15, 2018
Property Address	276 RIDGE RD, OTTAWA, OH 45875-1768
Document Number	00704/1887
Book / Page	704 / 1887
Instrument Date	Oct 25, 2018
Instrument	201800005208
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	276 RIDGE RD, OTTAWA, OH 45875-1768

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 (+5.45%) Homeowner's exemption	$55,540 (-) Land $4,500 Building $51,040	$158,690 (-) Land $12,860 Building $145,830
2024	$1,742.00 (-3.17%) Homeowner's exemption	$55,540 (+28.89%) Land $4,500 Building $51,040
2023	$1,799.00 (+13.57%) Homeowner's exemption Additional exemption filed	$43,090 (-) Land $3,480 Building $39,610	$158,690 (+28.9%) Land $12,860 Building $145,830
2022	$1,584.00	$43,090 Land $3,480 Building $39,610
2020			$123,110 Land $9,940 Building $113,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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