288 Ridge Rd, Ottawa, OH 45875 Property Records

Putnam County property record for 288 Ridge Rd, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 2001
Lot Size	0.177 acres (7,718 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Sep 2017)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-169500.0000`

Property Details

APN / Parcel Number

Primary APN	`32-169500.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,718 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	288 RIDGE RD
City	OTTAWA
State	OH
Zip	45875-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01388 HARVEST RIDGE SUB-DIV 1ST ADDITION
Legal Subdivision	HARVEST RIDGE SUB-DIV
Legal Lot Number	1388
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	288 RIDGE RD, OTTAWA, OH 45875-1768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer SUPERIOR CU
Sep 29, 2017	Warranty Deed, Transfer SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	20174143
Deed Book / Page	692 / 2244
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 10, 2021
Property Address	288 RIDGE RD, OTTAWA, OH 45875-1768
Document Number	00741/1028
Book / Page	741 / 1028
Instrument Date	Dec 9, 2021
Instrument	202100006576
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 RIDGE RD, OTTAWA, OH 45875-1768

Mortgage

Document Number	00741/1030
Date	Dec 10, 2021
Book Page	741/1030
Instrument	202100006577

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 29, 2017
Property Address	288 RIDGE RD, OTTAWA, OH 45875-1768
Document Number	00692/2244
Book / Page	692 / 2244
Instrument Date	Sep 29, 2017
Instrument	201700004143
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 RIDGE RD, OTTAWA, OH 45875-1768

Mortgage

Document Number	201700004144
Date	Sep 29, 2017
Instrument	201700004144

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+2.29%) Homeowner's exemption	$56,690 (-) Land $4,500 Building $52,190	$161,970 (-) Land $12,860 Building $149,110
2024	$1,833.00 (-0.16%) Homeowner's exemption	$56,690 (+28.87%) Land $4,500 Building $52,190
2023	$1,836.00 (+13.54%) Homeowner's exemption Additional exemption filed	$43,990 (-) Land $3,480 Building $40,510	$161,970 (+28.87%) Land $12,860 Building $149,110
2022	$1,617.00	$43,990 Land $3,480 Building $40,510
2020			$125,680 Land $9,940 Building $115,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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