281 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 281 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2017
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Oct 2018)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`162881-0650`

Property Details

APN / Parcel Number

Primary APN	`162881-0650`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,909 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	1,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	440 sqft
Porch	Finished Screened Porch
Porch Area	235 sqft
Patio Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 65 OR4622/1296 & 4950/1933(D/M) & 5355/115(Q/C)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	65
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3018
Census Tract	21408

Owner

Source: St. Johns County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer PATRIOT TITLE, US PATRIOT TITLE
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Oct 4, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Feb 27, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	201872264
Deed Book / Page	4622 / 1296
Last Transfer Date	Jul 27, 2021
Transfer Doc	0053550115
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2026
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0000063057
Book / Page	6406 / 1704
Instrument Date	Jul 22, 2026
Instrument	202663057
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PATRIOT TITLE, US PATRIOT TITLE

Transaction

Amount	Amount Recorded
Tax	$530,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 MCCARTER AVE, FAIR HAVEN, NJ 07704-3409
Investor	Possibly a Property Investor

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 30, 2021
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0053550115
Book / Page	5355 / 115
Map Reference	MB 71 PG 23-28
Instrument Date	Jul 27, 2021
Instrument	2021095146
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	MARK TITLE SERVICES LLC, SMART TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803

Mortgage

Document Number	5355117
Date	Aug 30, 2021
Instrument	5355/117

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047991756
Date	Sep 23, 2019
Book Page	4799/1756
Instrument	2019070445

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049760275
Date	Jun 29, 2020
Book Page	4976/275
Instrument	2020051311

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 4, 2018
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0046221296
Book / Page	004622 / 001296
Instrument Date	Sep 27, 2018
Instrument	72264
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 OCEAN CAY BLVD ST AUGUSTINE FL 320804803, ST AUGUSTINE, FL 32080-4803

Mortgage

Document Number	46221298
Date	Oct 4, 2018
Book Page	004622/001298
Instrument	72265

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

February 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 27, 2017
Property Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0043360281
Book / Page	4336 / 0281
Map Reference	MB71 PG23
Instrument Date	Feb 24, 2017
Instrument	2017013654
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803

Mortgage

Document Number	2017013655
Date	Feb 27, 2017
Instrument	2017013655

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,669 (+2.7%)	$625,662 (-10.23%) Land $135,000 Building $490,662
2025	$5,915.00 (+11.94%) Homeowner's exemption	$451,479 (+5.99%)	$696,930 (+10.47%) Land $135,000 Building $561,930
2024	$5,284.00 (+1.93%)
2023	$5,184.00 (+2.71%) Homeowner's exemption	$425,976 (+3%)	$630,876 (+3.84%) Land $122,000 Building $508,876
2022	$5,047.00 Homeowner's exemption	$413,569	$607,545 Land $117,600 Building $489,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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