St. Johns County property record for 262 Ocean Cay Blvd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,882 sqft · built 2016 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,266 (Feb 2016) |
| Tax Bill | $5,415 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 162881-0250 |
| Primary APN | 162881-0250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,882 sqft Living Area |
| Gross Area | 3,342 sqft |
| 1st Floor Area | 1,462 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 740 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 262 OCEAN CAY BLVD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/23-28 OCEAN CAY LOT 25 OR4150/350 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | OCEAN CAY |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21408 |
Source: St. Johns County assessment roll, APN 162881-0250, as of April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 262 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 29, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Jun 07, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on Record |
| Deed Sale | Feb 16, 2016 · Amount on Record |
| Deed Document Number | 20169298 |
| Deed Book / Page | 4150 / 350 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 262 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 262 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802 |
| Document Number | 0052111763 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 5211/1763 |
| Instrument | 2021030364 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 262 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802 |
| Document Number | 0048980867 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6101 CONDOR DR MOORPARK CA 930212602, MOORPARK, CA 93021-2602 |
| Document Number | 0048980867 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 004898/000867 |
| Instrument | 18788 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 07, 2018 |
| Property Address | 262 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4802 |
| Document Number | 0045600484 |
| Book / Page | 004560 / 000484 |
| Instrument Date | May 18, 2018 |
| Instrument | 39944 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 OCEAN CAY BLVD ST AUGUSTINE FL 320804802, ST AUGUSTINE, FL 32080-4802 |
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,660 (+2.7%) | $623,034 (-9.23%) Land $135,000 Building $488,034 | |
| 2025 | $5,415.00 (+12.09%) Homeowner's exemption | $414,469 (+5.99%) | $686,411 (+10.56%) Land $135,000 Building $551,411 |
| 2024 | $4,831.00 (+1.96%) | ||
| 2023 | $4,738.00 (+2.75%) Homeowner's exemption | $391,056 (+3%) | $620,837 (+5.96%) Land $122,000 Building $498,837 |
| 2022 | $4,611.00 Homeowner's exemption | $379,666 | $585,895 Land $117,600 Building $468,295 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 255 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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