299 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 299 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2016
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,625 (Sep 2021)
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162881-0660`

Property Details

APN / Parcel Number

Primary APN	`162881-0660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	299 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 66 OR5372/391
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	66
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3018
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6864 W LAKESIDE DR, LITTLETON, CO 80125-9626
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 8, 2021	Deed of Trust, Mortgage · SBA Mortgage BBVA USA
Feb 3, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ETHOS LENDING LLC
Oct 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	2021102574
Deed Book / Page	5372 / 391
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0051691854
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2021
Property Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0053720391
Book / Page	5372 / 391
Map Reference	MB 71 PG 23-28
Instrument Date	Sep 16, 2021
Instrument	2021102574
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,930.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	382 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 W LAKESIDE DR, LITTLETON, CO 80125-9626

Mortgage

Document Number	0005372393
Date	Sep 17, 2021
Instrument	5372/393

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891

Mortgage

Document Number	0051461385
Date	Jan 8, 2021
Book Page	5146/1385
Instrument	2021002420

Lender

Name	BBVA USA
Type	Bank
Address	DALLAS, TX 75379

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 3, 2021
Property Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0051691854
Book / Page	5169 / 1854
Map Reference	MB 71 PG 23
Instrument Date	Dec 18, 2020
Instrument	2021012489
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803

Mortgage

Document Number	0051691856
Date	Feb 3, 2021
Instrument	5169/1856

Lender

Name	ETHOS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 28, 2019
Property Address	299 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4803
Document Number	0048200771
Book / Page	004820 / 000771
Instrument Date	Oct 25, 2019
Instrument	80155
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	382 OCEAN CAY BLVD ST AUGUSTINE FL 320805891, ST AUGUSTINE, FL 32080-5891

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,497 (-6.24%) Land $135,000 Building $292,497	$427,497 (-6.24%) Land $135,000 Building $292,497
2025	$6,500.00 (+11.74%)	$455,944 (+3.27%)	$455,944 (+3.27%) Land $135,000 Building $320,944
2024	$5,817.00 (+6.62%)	$441,505 (+8.24%)	$441,505 (+8.24%) Land $122,000 Building $319,505
2023	$5,456.00 (+2.73%)	$407,908 (+3.33%)	$407,908 (+3.33%) Land $122,000 Building $285,908
2022	$5,311.00	$394,779	$394,779 Land $117,600 Building $277,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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