Schoharie County and Summit Town property record for 281 Gray Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,147 sqft Living Area |
| Lot Size | 3,754,872 sqft (86.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,500 (2013) |
| Tax Bill | $6,508.00 (2025) |
| Primary APN | 434800 124.-4-12.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,147 sqft Living Area |
| 1st Floor | 1,407 sqft 1st Floor |
| 2nd Floor | 740 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 3,754,872 sqft (86.2 acres) |
| Lot Width | 3,110 ft Width |
| Porch | 1 Porch |
| Porch Area | 96 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J100295 |
|---|---|
| Street Address | 281 GRAY RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-1813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 4 |
| Legal Lot Number | 12.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1059 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 124.-4-12.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 GRAY RD, SUMMIT, NY 12175-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on Record |
| Deed Sale | Jul 16, 2013 · Amount on Record |
| Prior Sale | Jun 06, 2008 · Amount on Record |
| Deed Book / Page | 956 / 288 |
| Prior Transfer Date | Jul 10, 2013 |
| Prior Transfer Doc | 0000000956/000000028 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,508.00 (+16.26%) | $98,100 (-) Land $66,000 Building $32,100 | $254,805 (+11.04%) Land $171,428 Building $83,377 |
| 2023 | $98,100 Land $66,000 Building $32,100 | $229,474 Land $154,386 Building $75,088 | |
| 2020 | $5,598.00 |
281 Gray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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