Schoharie County and Summit Town property record for 171 Gray Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 1984 |
| Square Footage | 704 sqft Living Area |
| Lot Size | 213,444 sqft (4.9 acres) |
| Last Sale | $99,000 (2017) |
| Tax Bill | $2,746.00 (2025) |
| Primary APN | 434800 124.-4-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 704 sqft Living Area |
| 1st Floor | 704 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Lot Area | 213,444 sqft (4.9 acres) |
| Lot Width | 890 ft Width |
| Porch Area | 200 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J184001 |
|---|---|
| Street Address | 171 GRAY RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 124.-4-10
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 88, SUMMIT, NY 12175-0088 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage EMORTGAGE MANAGEMENT LLC |
| Jun 12, 2017 | Deed, Transfer NOT AVAILABLE, DAVID MCDERMOTT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on Record |
| Deed Sale | Jun 12, 2017 · Amount on Record |
| Deed Book / Page | 1047 / 6 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 171 GRAY RD, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001762/0000000132 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 0000001762/0000000132 |
| Instrument | 000000720510 |
| Name | EMORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 12, 2017 |
| Property Address | 171 GRAY RD, SUMMIT, NY 12175 |
| Document Number | 0000001047/0000000006 |
| Book / Page | 0000001047 / 0000000006 |
| Instrument Date | May 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, DAVID MCDERMOTT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 GRAY RD, SUMMIT, NY 12175 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,746.00 (+5.21%) | $41,400 (-) Land $13,500 Building $27,900 | $107,532 (+11.04%) Land $35,065 Building $72,467 |
| 2023 | $41,400 Land $13,500 Building $27,900 | $96,842 Land $31,579 Building $65,263 | |
| 2020 | $2,610.00 |
171 Gray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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