214 Gray Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 214 Gray Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1987
Square Footage1,152 sqft Living Area
Lot Size187,308 sqft (4.3 acres)
GarageDetached, 648 sqft
Last Sale$175,000 (2023)
Tax Bill$4,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN434800 124.-4-7
Alternative APNs
  • 480012400000040070000000
  • 545J188010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,152 sqft Living Area
1st Floor1,152 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area187,308 sqft (4.3 acres)
Lot Width415 ft Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area648 sqft Garage
Porch Area680 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelWood Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number545J188010
Street Address214 GRAY RD
CitySUMMIT
StateNY
Zip12175-7711
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number7.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionSUMMIT
Census Blockgroup1
Census Block1059
Census Tract740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 124.-4-7

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 209, SUMMIT, NY 12175-0209
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2024Deed of Trust, Mortgage · Stand Alone Refinance
FIRST NEW YORK FCU
Nov 29, 2023Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Deed Doc Number2023823502
Deed Book / Page1202 / 130
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address214 GRAY RD, SUMMIT, NY 12175-7711
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002067/206
DateFeb 07, 2024
Book Page2067/206
Instrument824246
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

November 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHOHARIE NY
Recording DateNov 29, 2023
Property Address214 GRAY RD, SUMMIT, NY 12175-7711
Document Number001202/130
Book / Page1202 / 130
Instrument DateNov 16, 2023
Instrument823502
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 PENSKA RD, WORCESTER, NY 12197-4508

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,186.00 (+65.59%)$63,100 (-) Land $13,000 Building $50,100$163,896 (+11.04%) Land $33,766 Building $130,130
2023$63,100 Land $13,000 Building $50,100$147,602 Land $30,409 Building $117,193
2020$2,528.00

Flood & Wildfire

214 Gray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gray Rd

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